Fear Game

“Teaching Kids Smart Spending” Smart spending, a great financial defence strategy Smart spending goes a long way as we are faced with limited money resource and unlimited wants. For most people, we have more control over spending than earning. We get to make spending decisions all the time and making smarter decisions time after time adds up!Smart spending is not about saving a buck or two here and there, it’s about thousands of dollars which over time when compounded, can make the difference between struggling financially or being financially free. Your habit of spending on frivolous, non-essential, impulse items can lead your child to following suit and it all adds up.There is an opportunity cost for every dollar spent. It makes sense to get it right and pass on the right habits to your child. It doesn’t matter whether you ea ppi reclaim rn $30,000 a year or $300,000 a year, what matters is living within your means.Keeping track is a habitIt’s normal for your kids to want things. Children nowadays get bombarded with manipulative commercials; and peer pressure does not make it any easier. When your child sees that his friend has a Play Station Portable, you know he will pester you for one.Teach your child to be responsible and track his money. It’s a lifelong habit that is good to start from young. Many adults live through their paychecks without having an idea where the money goes. Be a conscious spender. Keeping track of the type of expenses andgetting into the habit of budgeting will improve money mangement. Get the worksheets to get your kids started now! Teach your kid to use a shopping listWhen you are shopping, it is a great opportunity to teach your kids.

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